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9,000
In 2013, there were close to 32,000 public liability claims made. of these claims, just over 9,000 were claims for bodily injury.
(APRA, Review of Claims Trends for Liability Insurance in Australia, 2014)
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In 2014, property and business services was the sector with the highest exposure to public liability risk. It was followed by construction; retail; agriculture, forestry & finishing; personal services; and health and Community services.
(APRA, Review of Claims Trends for Liability Insurance in Australia, 2014)
429
Since 2012, the Australian Competition and Consumer Commission (ACCC) has recalled an average of 429 products each year.
(Shine Lawyers, 'China-Australia Free Trade Agreement; potential commercial implications', 2017)
What can it cover?
Public and product liability insurance helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property, caused by your business. It can even cover emotional distress or shock that your business causes another person.
I t will generally pay your costs of investigating defending and settling claims, as well as any compensation payment you are found legally liable to pay.
