Event Insurance

Whether you've organised a one-off corporate function or a largescale festival, you'll know just how stressful arranging an event can be. There are so many things out of your control, including weather, tickets sales and even the behaviour of your attendees.

That's why you should help protect yourself and your business with a tailored events insurance policy. With the right insurance, you can safeguard yourself if things don't go to plan - allowing you to run your event with confidence.

Event insurance is usually taken out by professionals in the hospitality or entertainment industry, such as:

Event managers and coordinators.
Events promoters and organisers.
Sound and lighting operators.
Stage managers.

However, any individual or company holding an event should consider the cover that events insurance can offer. Events can include concerts, exhibitions, festivals, fundraisers, theatre productions, trade shows, dance parties or corporate functions.

1 in 5

One in five dollars spent by international visitors to Australia are spent at a business event.

29

From 2003 to 2016, there have been 29 fatalities related to an event.

(Deloitte, Australia's international business events sector: the economic and strategic value proposition, 2014)

(Safe work Australia, 'Fun, exciting and safe: WHS in major event',2017)

!

According to Aldo Raineri, Occupational Health and Safety, Central Queensland University, faulty infrastructure, weather events, terrorism and crowd management are the biggest risk for event organisers.

(Safe work Australia, 'Fun, exciting and safe: WHS in major event',2017)

What can it cover?

Event (public) liability

Liability if a third party issue a claim for personal injury or property damage.

Venue and equipment damage

Covers venue and equipment damage during the event.

Cancellation of the event due to weather

Covers losses arsing as a result of an event being cancelled due to weather conditions.

Cancellation, abandonment or non-appearance

Cover for abandonment or non-appearance of a performer.

Voluntary workers personal accident

Cover for defined out-of-pocket expenses if an accident results in the injury or death of a volunteer for the volunteers working at the event.